Terms of Service

Last updated · 27 May 2026

1. The service

The Naira Today provides indicative parallel-market and official Naira exchange rates for USD, GBP and EUR. The web view is free for anyone. The paid WhatsApp delivery service costs ₦1,000 per month, billed by Paystack on a recurring basis.

2. Rates are indicative

Rates published on this site and in WhatsApp messages are averaged from public aggregators (parallel) and the European Central Bank via ExchangeRate-API (official). They are for information only. Always confirm with your bank, bureau, or trading counterparty before transacting. The Naira Today is not a financial adviser, broker, or bureau de change, and accepts no liability for transactions made in reliance on these rates.

3. Subscription, billing, and cancellation

The subscription is ₦1,000/month, renewing automatically through Paystack until you cancel.
You can cancel at any time by replying STOP to any of our WhatsApp messages, or by emailing us. Cancellation stops the next renewal; you will continue to receive messages through the end of your paid period.
We do not refund partial months. If you cancel mid-month, you keep service until the end of that month.
If a renewal payment fails, your account enters a 3-day grace period. We will message you to update payment. After the grace period, delivery pauses until payment is restored.

4. WhatsApp opt-in and opt-out

By subscribing you confirm that the WhatsApp number provided is yours and that you consent to receive one daily message at approximately 8:00 AM West Africa Time. You can opt out at any time by replying STOP. We honour all opt-outs immediately and will not message you again unless you opt back in.

5. Acceptable use

Do not redistribute the daily message or our rate data without attribution. You may share screenshots socially. You may not scrape this site or our message stream to power a competing service.

6. Changes

We may update these terms. The "Last updated" date above will change. Material changes will be communicated by WhatsApp message to active subscribers.

7. Contact

Email: hello@thenairatoday.com. Built by TAD Labs in Lagos.